Terms of Service

Capline Funding LLC  |  Effective Date: July 1, 2025  |  Last Updated: July 1, 2025

1. Acceptance of Terms

Welcome to Capline Funding LLC ("Capline Funding," "we," "us," or "our"). By accessing or using our website at capline-funding.com (the "Site") or by submitting an inquiry or application for our business funding services, you ("you" or "User") agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not access or use our Site.

We reserve the right to modify these Terms at any time. Updates will be effective upon posting to the Site with a revised "Last Updated" date. Your continued use of the Site after any modification constitutes acceptance of the updated Terms.

2. Description of Services

Capline Funding LLC is a direct lender headquartered at 600 E Crescent Ave, Saddle River, NJ 07458. We provide business financing solutions to qualified business owners, including but not limited to:

  • Working Capital Loans
  • Revenue-Based Financing
  • Business Funding Programs
  • Term Loans
  • Lines of Credit
  • Equipment Financing

All financing products are subject to credit approval, underwriting review, and the execution of applicable loan and funding agreements. Nothing on this Site constitutes a commitment to lend or a guarantee of funding approval.

3. Eligibility

Our Site and services are intended solely for business owners and authorized representatives of business entities operating lawfully within the United States. You must be at least 18 years of age and have the legal authority to bind your business to any agreements with Capline Funding LLC. By using our Site or submitting an inquiry, you represent and warrant that you meet these eligibility requirements.

4. Use of the Site

You agree to use our Site only for lawful purposes and in a manner consistent with these Terms. You agree not to:

  • Use the Site in any way that violates applicable federal, state, or local law or regulation.
  • Transmit any false, misleading, or fraudulent information in connection with any inquiry or application.
  • Attempt to gain unauthorized access to any portion of the Site or its related systems.
  • Engage in any conduct that disrupts, damages, or interferes with the Site or the experience of other users.
  • Use automated tools, bots, scrapers, or similar technology to extract data from the Site without our prior written consent.

5. Inquiries and Application Data

When you submit a contact form, funding inquiry, or application through our Site, you authorize Capline Funding LLC to contact you about your inquiry using the information you provide, including by email and, where you have opted in, by text message. You represent that all information you submit is accurate, complete, and not misleading.

Submission of an inquiry or application does not create a lender-borrower relationship and does not obligate Capline Funding LLC to provide any funding. All funding decisions are made at our sole discretion.

6. SMS / Text Messaging Terms

SMS Terms & Conditions

By providing your mobile telephone number and expressly opting in to receive text messages from Capline Funding LLC, you consent to receive recurring automated text messages (SMS/MMS) from Capline Funding LLC at the mobile number you provide, including messages sent using an Automated Telephone Dialing System (ATDS).

Messages may include information about your funding inquiry, application updates, follow-up correspondence, and information about our working capital loans, revenue-based financing, and other business funding programs.

  • Message and data rates may apply. Standard wireless carrier rates for SMS/MMS messages apply to all messages sent and received. Please contact your wireless carrier for details about your plan.
  • Message frequency may vary. The number of messages you receive will depend on the nature and status of your inquiry and your ongoing communications with us.
  • To opt out: Reply STOP to any text message from us to opt out and stop receiving further messages. You will receive one final confirmation message acknowledging your opt-out.
  • For assistance: Reply HELP to any text message or contact us at robert@capline-funding.com for help.

Consent is not required as a condition of purchase or service. Your consent to receive text messages, including via an Automated Telephone Dialing System (ATDS), is entirely voluntary and is not a requirement to obtain any loan, product, or service from Capline Funding LLC. You may withdraw your consent at any time without affecting your eligibility for business funding.

For more information about how we handle your data in connection with our messaging programs, please review our Privacy Policy.

7. Intellectual Property

All content on this Site — including text, graphics, logos, images, and software — is the property of Capline Funding LLC or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of any Site content without our prior written permission.

You are granted a limited, non-exclusive, non-transferable license to access and use the Site for your personal, non-commercial use in connection with evaluating our business funding services.

8. Disclaimers

THE SITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. CAPLINE FUNDING LLC DOES NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

Information on this Site is for general informational purposes only and does not constitute financial, legal, or tax advice. You should consult qualified professionals before making any business or financial decisions.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, CAPLINE FUNDING LLC AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SITE OR OUR SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Our total liability for any claim arising out of or relating to these Terms or your use of the Site shall not exceed the greater of (a) the amount you paid us, if any, in the three months preceding the claim, or (b) one hundred dollars ($100).

10. Third-Party Links and Services

Our Site may contain links to third-party websites or resources. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them. Your use of third-party sites is subject to their own terms and privacy policies.

11. Privacy

Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Site, you consent to the collection, use, and disclosure of your information as described in our Privacy Policy.

12. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to its conflict of law provisions. Any dispute arising out of or relating to these Terms or your use of the Site shall be resolved exclusively in the state or federal courts located in Bergen County, New Jersey, and you hereby consent to the personal jurisdiction of such courts.

13. Indemnification

You agree to indemnify, defend, and hold harmless Capline Funding LLC and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in any way connected with your access to or use of the Site, your violation of these Terms, or your violation of any applicable law or the rights of any third party.

14. Entire Agreement; Severability

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Capline Funding LLC with respect to your use of the Site and supersede all prior or contemporaneous communications, whether oral or written, between you and us regarding the subject matter of these Terms.

If any provision of these Terms is found to be unlawful, void, or unenforceable, that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of the remaining provisions.

15. Contact Us

If you have any questions about these Terms, please contact us: